True to form, Aunt Flo caught her flight again this month - I'm so proud of her! Two months non-medically-induced in a row and running, baby!
This time I decided to call BigHMO and schedule the HSG test like a good girl. I started a new job recently, and BigHMO was an option for our medical coverage, so we chose it since we really like Dr. Nice Lady.
Here's the crapper: when I called, the scheduler informed me that since the HSG test was an infertility test (you know my thoughts on that word), we have a 50% co-pay, and "you have to provide a credit card for the co-payment up front."
WTF?! At my last company, when I went to schedule the HSG test there was no such co-payment nonsense. This time around, though, BigHMO are just greedy money cows. BigHMO scheduler happily informed me that the 90 second test was $338, so I'd "only" have to pay $169. Gee, thanks!
I have to imagine it's a coding issue, meaning that it's coded as an infertility treatment this time around. After throwing up a little in my throat thinking about all these bills we're going to have if I'm deemed "infertile" (I'm not infertile, dammit! I just have some cysts on my ovaries and need a few things cleaned up!) and have to go that route, I decided to be resolute: I contacted Dr. Nice Lady to see if she could code the test as a medical necessity and not something related to baby-making.
Keep your fingers crossed!